How About An Online Business?

With the world in turmoil as Covid-19 rips thorugh Europe, it might well be time to look at a different model for supporting you and your family.

Affiliate Marketing is a method many people now choose to make a living online. The basis of it is you promote other people’s products in return for a commission on any sales made. The mechanisms to make it work at quite simple.

The Methods Are Many

Whilst the actual mechanisms themselves are simple, there are many ways to skin the affiliate marketing cat. And therein lies the problem for most people. Starting an online business is not simple.

The reason for this is simply there are so many potential online marketing techniques you can use and employ. Picking the right one for you is the key to success with any online method of making money.

People are seduced by the internet lifestyle that many of the “Guru’s” expounded. The laptop lifestyle where you sit by the beach and push a few buttons and untold riches pour out of your laptop

But, working online is the same as any other business in that it does require proper discipline and the application of true business methods. It is not possible to just push a few buttons and suddenly be earning thousands.

It’s not like that depsite what some people who sell “snake oil” online would have you believe. But, if you can get it right, the rewards are outstanding.

One of the things that can help is finidng a mentor.

Online Mentor

They say if you want to do something, find someone who has already done what you want to do and model them (note, not copy). Finding an Online Business Mentor I found out to be absolutely key to online success.

No matter how many successful online marketers I spoke to…to a man (or woman and there are a lot of successful women online), they’d all employed a mentor to get up and running.

Why Need A Mentor?

I think the one factor that feed through everyone I spoke to is that Online Business is so very different to traditiopnal businesses in many ways. There is such a unique skill set and there are many, many ways in which you can go about achiveing what you want.

So much so that you have to be careful you do not slip into constant learning mode. There is no doubt with the plethora of techniques and trainings out there, you could spend the rest of your life learning about online marketing and never actually do anything!

My research leads me to believe you need to work out the following…

  • What You Want To Achieve
  • How You Are Going To Achieve
  • What Tools You Are Going To Need
  • Make a Focussed Plan To Go From A to B
  • STICK To The Plan – Do NOT Get Sidetracked

There is no doubt every successful online marketer I’ve met has used his mentor to do the above. If you do this then I believe you do have every chance of transferring from the traditional job to self sufficiency online.

Good luck.

The Job Market Back Home

Hi Jeff here again,

Chris Mason
Chris Mason

Today I am talking to recruitment expert Chris Mason of Intelligent People who is going to talk about the jobs market in the marketing sector of the United Kingdom.

This is something you need to be aware of if you’ve been working in Italy for a while and are making a beeline back to Blightey.

So, Intelligent People work mainly in the Digital and Online Marketing arena and Chris is here to talk about that as well as the wider U.K employment market. We felt it was important to do something on this subject given the possible implications of Brexit. Our feedback to date is that most brits living and working in Italy would want to stay, and why wouldn’t you? However, we’ve heard of a few people who may decide to go back.

Over to you Chris, what’s happening in the U.K jobs market post Brexit.

The Post Brexit Jobs Market

“Well not much as it happens”, he smiles, “we heard all the scare mongering and horror stories and it’s not really come to pass. The only real thing we’ve seen in the pound drop some 20-25 points against the Euro. So, I guess, depending on the rate you bought at in Italy, there is a possibility it’s a good time to sell up in terms of the amount of Sterling you might realise”.

“But, the jobs market is as alive as it’s been for the last three to four years”, he explains, “we are seeing more vacancies than ever in Online Marketing and eCommerce. We also talk to other agencies in general recruitment, IT and legal and everyone is busy with record numbers of jobs on the go”.

Traditional Industry

What about traditonal industries?

“Well, the manufacturing figures showed a massive bouce back from a bad month in June. I think the economy is in good shape and the figures for new jobs and employment do tend to bear that out. I know there was a lot of doom and gloom about after the Brexit vote, but, despite the fact we think there will be a few bumps, G.B Plc is in good shape as far as we can see”.

So you think there would be good opportunities for expats who are thinking of returning to the U.K?

Project Fear – Oh Dear!

“I genuinely do”, he says, “I think the Project Fear that David Cameron and his cronies dished up was super effective. But it was a very dangerous strategy as it takled the U.K down in the event of an “out” vote. This is exactly what happened but the post vote facts don’t bear out what Project Fear predicted”.

So, Cameron lied?

“Essentially yes”, he smiles, “he gambled big time and lost”.

So jobs for returning expats then?

“The scenario is good I believe, especially if these people are multi-lingual, which is likely given they have been working in Italy”, he says, “language skills are always welcomed and will attract a premium in most job roles. To be fair Spanish, French and German are the main language skills, but Italian is a hand one for sure”.

What are the best areas?

Best Markets For Jobs

“Digital Marketing, eCommerce and all Online Marketing functions are crazy busy, IT is busy across all disciplines, particularly sodftware development skills and CRM systems, like Sales Force for example. In the wider market all professional niches are working well and there is also a high demand for blue collar workers as well as unskilled”.

So, generally you see a market that is alive and looking for skills across the board?

“Yes, very much so, I think, unless something really bad comes out of Brexit or the global economy, things are looking good, despite the doom and gloom merchants predictions”.

Intelligent People

So, what about Intelligent People, what job roles are the hottest with your company at the moment?

“We’re seeing growth across all online marketing disciplines to be honest. CRM and Analytics are seeing great growth, but our bread and butter is eCommerce jobs and Product Manager jobs. we’re also seeing a lot of job function fragmentation so for example growth hacking and category management have become specific roles in their own right. It’s an incredibly interesting time to be working as a recruiter in such a dynamic market place. It really is an awul lot of fun. If any of your Guys want to contact us, the website is linked below”.

Yes, thanks so much Chris, that was very interesting indeed. So there you have it. Whislt there are some minor warnings, generally things are looking good for job prospects back at home in the United Kingdom.

If you want to contact Intelligent People, click that link!

Remortgaging Options for expats in Italy

Remortgaging to Buy a Holiday Home

When you hear about friends or family who have managed to afford a place in the sun as a holiday home, do you feel a little bit envious and sigh wistfully, hoping that one day you can do the same?

If so, that sunny holiday retreat could be yours and you don’t even know it yet. If you’re already a property owner in the UK and Europe, you can use your own house by remortgaging it to raise enough cast to buy a new place. For most home owners still paying off their mortgage, remortgaging is a great move anyway, as it can get you more favourable interest rates or a better deal all round.

Releasing Equity

But it’s also a fantastic way to release some equity locked inside your house, so you can raise a lump sum for something special, like a wedding in the family, a dream round-the-world cruise, or a brand new villa in the sun.

Whatever your reasons for remortgaging, you can make the whole process easier and more accessible by consulting an independent mortgage advisor. Professional mortgage advisers have access to many more remortgaging products than an individual normally has, and these experts also have a huge network of connections and financial lending organisations that they’ve built up over years of being in business.


Russell Sanders, from independent mortgage broker Fresh Mortgages, based in Berkhamsted, Hertfordsire, says,”We’ve got some pretty complex software tools that can calculate the mortgage products available to a mortgage applicant, depending on their unique situation, such as value of their existing property, age, employment situation and income. Within a short space of time we come up with a shortlist of mortgage lenders who have a product to suit you, whether it’s remortgaging, buying to move to a new home or a buy-to-let.”

I ask Russell what type of person, in his experience, is interested in remortgaging.

Market Values

He answers, “There’s a wide variety of reasons why people come to me for remortgaging advice. Recently my clients include couples who own their own homes but have extra land in their garden, and want to raise some money to build a house on the extra space. The cost of building a house is always less than the market price quoted by an estate agent, as the ‘for sale’ amount includes the cost of the land.”

Russell continues, “Loft conversions are very popular these days too, as the cost of extending a house can be less than moving to a larger place, and a lot more realistic if you don’t want to get a completely new mortgage loan. And of course some folk want to raise some money for a buy-to-let, so they get constant rental income. This includes the scenario of buying a holiday home that you rent out commercially for some or all months of the year, giving you an income over the summer months while you may want to use it as a retreat in the winter.”

Purchase Proof

Do the mortgage lenders differentiate who they lend to on the basis of what you want the money for?

Russell smiles and says, “All they want to know is that it’s legitimate and that you won’t use the money for something disreputable. Buying a holiday home is a very common reason for wanting to remortgage, especially since the rise of the popular TV show, A Place in the Sun. The mortgage lender will want to know the address of the property you want to purchase, so they can check it exists and it’s worth the money they’re lending. So yes, you do have to verify your reasons for applying for the loan.”

If you look at something like El Senioreal in Nerja, something like this could easily afford a business development loan. There are also plenty of inducements in Spain to invest in projects like this for example.

You could also but something like this amazing apartment in Las Palmeras Nerja for sale. This is also a great investment opportunity and in high season would bring in circa €1,000 per week for such luxury

“But that’s the same if you were going to buy a home in the UK. Financial lending of all types has really tightened up since the financial crisis, so all lenders should want to know why you’re asking for the money. I’ve even heard of cases where people are releasing savings held in bonds, and the financial organisation they’ve been saving with wants to know why they want their money back!”

Fast and Easy

I ask Russell to put in a nutshell why someone should go to an independent mortgage broker.”Because we’re independent we won’t push products onto you that aren’t appropriate for you. We can search around a wide range of mortgage lenders to find the product that suits your personal requirements, such as early repayment over a reduced number of years, or extending the repayment period to more than 25 years, or a fixed interest rate for the initial years if you’re just starting out on the property ladder and the move has left you only able to afford a certain amount for the foreseeable future.”

“Above all, an independent mortgage advisor saves you time, so you don’t have to spend hours visiting banks and building societies and talking through your requirements with lenders who may not have the product you want in the first place. We give you a selection of eligible options, rapidly and at your desk or home. No legwork required!”

5 Reasons to Start a Business On Your Own

business-development-managementBuilding a big business is a challenge. There is much to learn and rise above. Nevertheless, it can be extremely rewarding both personally and economically. Knowing why you desire to start a business from home in the first place can assist you stay focused and keep you moving forward through adversity.

As well the clear reasons to start a business from home similar to cutting your commute, spending extra time with your family, the income prospective, the tax write-offs, being your own boss, ownership, doing something your fervent about, personal development, managing your time, the private satisfaction you get, and other general reasons, we wanted to assemble a short list that identified less general, yet equally significant top reasons to begin a business from home. Feel free to add to this list as your brain comes up with ideas.


  • Obtain New Skills

Starting a company from home offers you the opportunity for steady and never-ending development. It allows you to augment and acquire new skills like advertising, management, productivity, communication, delegation, investigate product development, technological skills, and a diversity of others. Although this can be irresistible at times, the effect is that you are better ready for uncertainty and change since you have worked to broaden your skill sets as well as knowledge.


  • Grind Your Creativity

To begin a business from home, you have to use the power of your mind to create. Whether you make an actual product, marketing materials, teaching for your team, come up with latest strategies, try new techniques, and so on, a business will compel you to grind your creativity and become more innovative. It is just a usual process of engaging in a creative endeavor.

business (3)

  • Build Your Personal Assets

Opening a business from home gives you the sole ability to create assets that you hold. Whether it is a product, a service, intellectual possessions, or a brand, your company is an asset that has value and can potentially make income for years to come. You can in turn, reinvest the income you produce into enhancing your skill sets, raising your business, or purchasing other profits producing assets.


  • Recognize and Solve Problems

The purpose of a business is to resolve problems and satisfy the wants, needs, and desires of others. Starting your personal business forces you to become additional observant and identifies the problems that public face on a daily basis. As a business vendor, you now have an incentive to solve troubles and meet people’s needs.


  • Offer Goods and Services That Serve

Through your business, you have the freedom of making a optimistic impact in the lives of others. By providing worth through your products and/or services, you have the prospective to help solve people’s problems and rally their needs.


strategic_planGetting Started

Now that you have become conscious of more reasons to begin a business from home, the next issue becomes how to get started. Certainly, there are a lot of ways to go about doing that. One of the easiest as well as fastest ways to get started is to use an easy marketing system that has previously been created. The benefit of using such a system is that you don’t have to spend the time or the money to create your personal from scratch. Identifying why you desire to start a business from home is only one-step to building a gainful business. The majority people have a vast difficulty moving forward from there. The subsequently challenge is acquiring all the information and skills you require to put all the pieces together.

In the end, it proves that starting something on your own is the best way to earn more money. However, if your business is based on a passion of yours, you have even more chances of becoming successful.